Why Payday Loans Are Becoming More Regulated Across the U.S.
Payday lending is under more scrutiny than ever as regulators, lawmakers, and consumer advocacy groups have paid increasing attention to […]
Blog
Explore expert articles and helpful guides on personal finance, budgeting, payday loans, and economic tips tailored for everyday Americans. Stay informed and take control of your financial week with Fund My Week.
Why Payday Loans Are Becoming Shorter-Term and Safer?
Payday loans are changing for the better, moving away from a reputation for trapping borrowers in long, expensive debt cycles
How Payday Loans Are Becoming More Transparent in 2026
In the past, transparency was a big concern because many consumers found payday loans confusing because of hidden fees, unclear
How Payday Loan Repayments Can Affect Your Credit Report
Do payday loans show up on your credit report? It’s one of the most common questions borrowers ask, and in
What Happens If a Payday Loan Payment Fails?
Payment failures are more common than most people realize, and even with careful planning, payday loan payments can still fail
Payday Loan Installment Plans vs Lump-Sum Repayment
Payday loans are no longer one size fits all, as the traditional lump sum repayment on the next payday worked
Why Payday Lenders Are Rewarding Early Repayment
A new trend is giving borrowers a break by letting them save money when they repay early, shifting away from
Why Lenders Offer Payment Flexibility in 2026
Borrowers want more control over repayment because the old model of paying everything back on the next payday was too
How Payday Loan Lenders Assess “Ability to Repay” in 2026
In 2025, payday lenders must check a borrower’s ability to repay (ATR) before they issue a loan.This rule protects borrowers