How Payday Loan Lenders Assess “Ability to Repay” in 2026
In 2025, payday lenders must check a borrower’s ability to repay (ATR) before they issue a loan.This rule protects borrowers […]
Loan Tips & Advice
Explore expert articles and helpful guides on Loan Tips & Advice for everyday Americans. Stay informed and take control of your finance, One week at a time with Fund My Week.
The Growing Trend of “Payday Loan Pre-Approval” Tools in 2025
Because obtaining a payday loan used to entail taking a chance without knowing your situation, borrowers seek answers before applying.
Why More Payday Lenders Offer “Soft Credit Check” Approvals
Even if you were rejected, a hard credit pull, which was performed by nearly all payday lenders a few years
2025 Guide to Using Payday Loans Safely
Payday loans remain one of the fastest ways to access emergency cash. But speed can come at a cost especially
Top 10 Payday Loan Mistakes to Avoid
Payday loans can be a lifeline in emergencies but they can also become a trap if you’re not careful. Whether
How to Refinance a Payday Loan Safely
Payday loans can feel like a quick fix but when the due date rolls around, many borrowers realize they’ve only
Are Online Payday Loans Safer Than In-Store Loans?
Payday loans are available both online and at physical storefronts, but which is the safer option in 2025? With the
5 Payday Loan Myths You Should Stop Believing
Payday loans get a bad reputation and not always for the right reasons. While they’re not the ideal solution for
Payday on a Holiday? Here’s What to Expect
It’s payday but it’s also a national holiday. Now what? If your scheduled payday lands on a federal or bank